Insurance exchanges are online marketplaces for individuals and small businesses to shop for affordable health insurance plans that best fit their needs. Two years after the Affordable Care Act, Ohio has not yet launched an exchange, and based on statements by Lt. Governor Mary Taylor, it probably never will. The Kasich administration complains that they don’t have the money to set up a state insurance exchange, estimating their cost at $30 to 40 million per year. Yet, for two years, they’ve refused to apply for federal planning grants that could have been used for this very purpose. [Read more…]